Dental Insurance Concord
Making It Easier to Afford a Healthy Smile
As world economic conditions are continually changing, we understand that many families in our area are concerned about the cost of oral healthcare. If that is true of you, you can be confident that we want to help! That is why we are pleased to accept all PPO dental insurance, and we are even in-network with a popular plan. Whether you got your policy through your workplace, or you purchased it on your own, we invite you to see how you can maximize your benefits at Charm Smile Dental.
How Dental Insurance Works
Every dental insurance plan is unique, equipped with its own set of fees, stipulations, and coverage levels. It would be wise to set aside time to learn about the details of your unique policy.
In the meantime, here is a general overview of the coverage that you will find with many standard PPO plans:
- Preventive services: Up to 100% covered.
- Minor services: Up to 80% covered.
- Major services: Up to 50% covered.
Some premium plans may cover advanced services as well, such as dental implants or orthodontia. Often, such procedures are up to 50% covered.
What Is the Difference Between Dental & Medical Insurance?
Dental and medical insurance serve distinct purposes, focusing on different aspects of health. Dental insurance primarily emphasizes preventive care, such as cleanings and exams, while offering coverage for restorative procedures like fillings and crowns. Medical insurance, on the other hand, aims to address broader issues, including hospital stays, surgeries, and chronic illnesses.
Despite their separate focuses, overlaps may exist in cases like oral surgeries or periodontal treatments that affect overall health. Understanding these differences and intersections is key to optimizing both types of coverage, ensuring comprehensive care for your needs. Take time to explore how your policies can work together to protect your head-to-toe wellness.
In-Network vs. Out-of-Network
Our practice welcomes all PPO dental insurance plans! Whether we are inside your network or outside of it, we are eager to assist you as you use your benefits.
In-Network Coverage
If we are “in-network” with a particular plan, it means we have a contract that controls prices and encourages certain standards of care. Often, patients pay less out-of-pocket when they visit an in-network practice.
At Charm Smile Dental, we are proud to be in-network with Delta Dental.
Out-of-Network
Did you know that if you have a PPO dental insurance plan, you can use it at virtually any practice? That is right — even if we are not in your network, you can still use your benefits here! We will be happy to help you understand how they apply. You might be pleasantly surprised by how much money you can save!
We also encourage you to remember that the most important thing is to choose a dental team whom you trust, rather than making care decisions based solely on insurance coverage.